Your Halifax mortgage,
made effortless.
I’m Badr Rached — a local broker with access to 50+ lenders. Unbiased advice, sharp rates, and someone who actually picks up the phone.
Please click “Apply Now” below to fill out the pre-approval application
Apply Now
Every kind of mortgage,
handled personally
No call centres, no being passed around. You work directly with Badr Rached from first question to funded.
Pre-Approval
Know exactly what you can afford before you shop — and lock your rate for up to 120 days.
Home Purchase
First home or fifth, matched to the right product across 50+ lenders.
Refinance
Tap your equity, consolidate debt, or lower your payment with a strategic refinance.
Renewal & Switch
Don't auto-renew. Your renewal gets shopped so you're not leaving money on the table.
New to Canada
Newcomer programs and lender relationships built for limited Canadian credit history.
Self-Employed
Stated-income and alternative-lending solutions for business owners and contractors.
Three steps to your best rate
Book a free call
A 30-minute conversation about your situation — purchase, renewal, or refinancing. No forms, no commitment.
Badr shops 50+ lenders
Every option compared and negotiated on your behalf — including lenders your own bank would never mention.
You close with confidence
Badr handles the paperwork and stays available every step of the way until you have your keys.
What might your payment look like?
A quick estimate to get you oriented. For a real, rate-locked number tailored to your file, book a discovery call.
Estimate only — not a rate quote or an offer of credit. Your actual rate and payment depend on a full application.
Mortgage questions
don't keep business hours.
Badr Rached’s AI assistant answers questions about rates, qualification, required documents, and timelines — any time of day or night.
Chat with the AI AssistantReal clients, real results
“Badr made our first purchase feel easy. He explained every step, found us a better rate than our bank, and answered texts at 9pm. Cannot recommend enough.”
“We consolidated debt and lowered our payment by $380/month. Badr ran the numbers three different ways until we were comfortable.”
“I had limited credit history and thought owning was years away. Badr knew exactly which lender to approach. Keys in hand within two months.”
Let’s talk about your move
Fill out the form and Badr Rached will get back to you the same day — usually within the hour during business hours.
No spam, ever. Your information stays between us.